What is a SIP?
A SIP (Systematic Investment Plan) is a simple way to invest a fixed amount — usually every month — into a mutual fund. Instead of trying to time the market, you invest steadily, which averages out the highs and lows and lets compounding build your wealth over the years.
Why SIPs work
- Discipline: a fixed monthly amount builds a big corpus without effort.
- Rupee-cost averaging: you buy more units when prices are low, fewer when high.
- Compounding: returns earn their own returns — the longer you stay, the bigger the effect.
A note on the numbers
The expected return you enter is an assumption, not a guarantee. Real mutual-fund returns go up and down and can differ a lot from any estimate. Use this tool to compare scenarios and plan — not as a promise of results.